Investing in a Climate-Resilient Future
Empowering small businesses with capital, guidance, and resources, while driving sustainable growth into real-world climate solutions.
Our Climate Strategy
In 2023, PCV launched the Climate Resilience Mobilization Fund to provide small businesses with capital for climate infrastructure investments and working capital for participation in the climate economy. Our impact framework tracks both GHG reductions and economic participation metrics through an advanced impact management platform.
Our Impact Framework
PCV identifies the economic, social, and environmental impacts of our climate strategy through the following pillars.
Participation in the Climate and Infrastructure Economy
- We break down barriers to the climate and infrastructure economy, creating pathways for small businesses to competitively participate in resilient infrastructure projects.
- This includes restorative lending to address cash flow challenges, facilitating connections to projects and technical and financial assistance opportunities (energy equipment installers, engineering, decarbonizing and electrifying infrastructure, etc.), and supporting the creation of quality jobs in these sectors.
Greenhouse Gas (GHG) Reductions and Avoidance
- We measure GHG reductions and avoidance from activities funded by PCV within realistic timelines and solution categories.
- This includes project-specific impact data from borrowers' climate-related work.
Small Business Climate Resilience
- We assess small businesses' capacity to anticipate, prepare for, and adapt to climate-related challenges while maintaining operations and seizing new opportunities.
- Our focus is on communities disproportionately impacted by extreme weather events and adverse health risks from environmental degradation and pollution.
Partnership for Carbon Accounting Financials (PCAF)
To measure the financed emissions from our lending program, PCV joined PCAF, a global partnership of financial institutions working to develop and implement a standardized approach to assessing and disclosing greenhouse gas emissions associated with loans and investments. As an impact investor, we joined PCAF to quantify the climate impact of our lending activities, identify opportunities to reduce financed emissions, and track progress toward our climate goals over time.
Family Laundry
Family Laundry, an Oakland-based business serving busy Bay Area families, is driving green solutions. With PCV’s $500,000 Good and Green loan, they built a charging depot for 16 electric delivery vehicles, cutting 100 tons of CO2 annually. CEO David Macquart-Moulin’s commitment to quality jobs shines through his 25 full-time employees, proving that sustainability and community impact can grow hand in hand.
Javi's Cooking
Arriving in the U.S. with $700 and a backpack full of dreams, Javier “Javi” Sandes turned his passion for cooking into Javi’s Cooking, a thriving Oakland business. With PCV’s $100,000 Good and Green Loan, he opened two solar powered brick-and-mortar locations, created quality jobs, and grew his empanada business to 100,000 monthly sales. Through resilience, vision, and PCV’s support, Javi continues expanding, training local youth, and making a lasting impact in his community.